Q. What do I need to do to receive an earthquake retrofit grant if I live in a Special Flood Hazard Area?
A. For properties located in a FEMA-designated Special Flood Hazard Area (SFHA), receiving a FEMA-funded earthquake retrofit grant of $5,000 or more, FEMA requires compliance with the National Flood Insurance Program regulations. Because CRMP's Earthquake Soft-Story (ESS) grants, and some Earthquake Brace + Bolt (EBB) grants are FEMA-funded grants, affected program participants must comply with these regulations.
To comply with these FEMA regulations, EBB and ESS grant recipients, when the grant amount is $5,000 or more and their house is located in a SFHA, must maintain flood insurance on the property and provide proof of coverage to CRMP. Additionally, grant recipients must complete, notarize, and record the “Acknowledgement of Conditions for Mitigation of Property in a Special Flood Hazard Area with FEMA Grant Funds” Form.
The completed Form must be:
1. Notarized by a notary of the homeowner's choosing;
2. Recorded with the applicable County Recording Office; and,
3. Proof of the recorded document must be uploaded to CRMP through the Homeowner Dashboard to receive authorization to proceed with a retrofit and to receive grant funding.